2022 VBA/NCBA Compliance School
The 2022 VBA/NCBA Compliance School will be held virtually and split into three days of Lending and one day of Deposits. Attendees may choose to register for either track individually or the full compliance school.
Attendees will gain 20 CRCM credits for participating in the lending track and 6.5 CRCM credits for participating in the deposits track.
Lending Track
CRCM Credits: 20
Dates: May 16, May 23, May 26 @ 9:00 AM – 4:00 PM
Lending Track Only: $575 (Non-members: $1,075)
Consumer loan product regulations are more complex and detailed than ever with more significant changes and guidance becoming effective at regular intervals. With greater scrutiny comes a higher risk of non-compliance and the likelihood of enforcement action and/or civil money penalties.
This program offers a comprehensive discussion of consumer compliance regulations and effective assessment methods. Lenders and compliance officers will be better prepared to effectively audit, train, and manage the bank’s compliance lending requirements.
- Reg B: Equal Credit Opportunity Act
- Fair Credit Reporting Act
- Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)
- Flood Disaster Protection Act
- Reg C: Home Mortgage Disclosure Act (HMDA)
- Reg Z: Truth in Lending Act
- Reg X: Real Estate Settlement Procedures Act (RESPA)
- Homeowners Protection Act (PMI)
- Reg Z: TILA-RESPA Integrated Disclosures
- Military Lending Act
Deposits Track
CRCM Credit: 6.5
Date: June 1 @ 9:00 AM – 4:00 PM
Deposits Track Only: $300 (Non-members: $800)
Consumer deposit products, services and delivery methods have changed dramatically due to the Dodd-Frank Act. Regulatory amendments and new interpretations have created an extremely complex deposit environment. This program provides a comprehensive discussion on critical deposit account rules and discusses the implications of UDAAP and the subjectivity of enforcement. Compliance officers and personal bankers will be better prepared to identify solutions in the deposit account front-line sales and operations areas.
- Reg D: NOW Eligibility and Reserve Requirements
- Reg E: Electronic Funds Transfer Act
- Reg CC: Expedited Funds Availability Act
- Reg P: Privacy and Information Sharing “Opt Outs”
- Reg S: Right to Financial Privacy
- Fair Credit Reporting Act/ID Theft “Red Flags”
- Reg DD: Truth in Savings Accounts (TISA)