Index to Legal Memoranda
Volume 29, NO. 1 – Volume 48, NO. 1 (January 1997 – August 2017)
A ¦ B ¦ C ¦ D ¦ E ¦ F ¦ G ¦ H ¦ I ¦ J ¦ L ¦ M ¦ N ¦ O ¦ P ¦ R ¦ S ¦ T ¦ U ¦ V
ABANDONED PROPERTY
North Carolina Unclaimed Property Act, Vol. 31, No. 12
ACCOUNT STATEMENTS
Electronic Statements and the Electronic Signatures in Global and National Commerce Act (E-SIGN), Vol. 39, No. 9
Unauthorized Payments, Vol. 30, No. 9
ACCOUNT SECURITY
Preventing Fraudulent Funds Transfers in Light of Recent Threat and Case Law Developments, Vol. 44, No. 1
ADVERTISING
Restrictions on Banks Conducting Promotional Contests, Vol. 35, No. 3
AGENTS
Personal Agency Accounts, Vol. 29, No. 7
AFFILIATES
Bank as Agent for Deposit Institution Affiliate, Vol. 29, No. 5
AMERICANS WITH DISABILITIES ACT, Vol. 32, No. 2; Vol. 34, No. 8
ANNUITIES
Reports to the Department of Revenue, Vol. 30, No. 7
ARBITRATION
Enforcement of Arbitration Agreement and Potential Pitfalls, Vol. 37, No. 2
ATTACHMENT (See Also Security Interests)
Judicial, Vol. 29, No. 2; Vol. 31, No. 1
ATTORNEYS’ FEES
Recovery of Attorneys’ Fees in Collection Actions, Vol. 30, No. 1; Vol. 38, No. 8
AUDITS
Communications Between Audit Committees and Independent Auditors, Vol. 37, No. 15
AUTOMATED CLEARINGHOUSE SYSTEM, Vol. 31, No. 14
AUTOMOBILES (See Motor Vehicles)
BACKGROUND CHECKS
Background Checks and Credit Checks in the Employment Context, Vol. 40, No. 4
BANK SECRECY ACT
Exposure to Criminal Liability for Disclosure of Customer Information, Vol. 40, No. 1
BANKRUPTCY
Amendments to the Truth in Lending Act Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Vol. 37, No. 11
Business Bankruptcies – Shortened Filing Deadlines, Limits on Payments to Insiders, New Creditor Rights, and Mandatory Disclosure and Reporting Requirements Under the 2005 Revisions to the Bankruptcy Laws, Vol. 37, No. 12
Consumer Bankruptcy Provisions of the Bankruptcy Abuse Prevention and Consumer Protection Act, Vol. 37, No. 6
Effect on Federal Tax Lien, Vol. 36, No. 14
BOARDS OF DIRECTORS (See Directors)
BUSINESS ENTITIES
Overview, Vol. 31, No. 11
BRANCHING
Reciprocal Interstate, Vol. 31, No. 5
BROKER-DEALER REGISTRATION
Proposed Joint Rules by the Federal Reserve Board and SEC (Regulation R), Vol. 38, No. 17
BUSINESS JUDGMENT RULE
FDIC v. Willetts, Vol. 46, No. 3
CAMPAIGN FINANCE (See Elections)
CAN-SPAM ACT (See E-Mail)
CHECK KITING
Legal Duties and Strategies in Check Kiting Situations, Vol. 38, No. 15
Security Interest in Checks as a Defense to Bankruptcy Trustee’s Preferential Transfer Claim, Vol. 35, No. 9
CHECKS
Altered Check Rules, Vol. 36, No. 9
Check Clearing for the 21st Century Act, Vol. 36, No. 6
Collection; Duties of Good Faith and Reasonable Care, Vol. 40, No. 2
Counterfeit Cashier’s, Vol. 31, No. 13
Definitions, Vol. 29, No. 1
“Expeditious Return” and “Notice” Deadline for Returning Unpaid Checks, Vol. 38, No. 15
Foreign (International) Checks; Sending for “Collection,” Vol. 40, No. 2
Fraud Prevention, Vol. 31, No. 8
Lost, Destroyed, or Stolen, Vol. 29, No. 1
“Midnight” Deadline for Check Dishonor, Vol. 38, No. 15
Positive Pay Service Agreement, Vol. 31, No. 8
Remotely Created Checks – Regulation CC, Vol. 38, No. 9
Unauthorized, Vol. 30, No. 9
CHILD SUPPORT ENFORCEMENT
Attachment and Levy Upon Bank Account, Vol. 35, No. 5; Vol. 35, No. 10
Data Match System, Vol. 35, No. 10
CIVIL RIGHTS ACT, Vol. 30, No. 6; Vol. 32, No. 2; Vol. 34, No. 8
COLLATERALIZATION OF PUBLIC DEPOSITS, Vol. 31, No. 4
COMMISSIONER OF BANKS (See North Carolina Commissioner of Banks)
CONSUMER CREDIT PROTECTION ACT, Vol. 29, No. 2
CONSUMER ECONOMIC PROTECTION ACT OF 2009, Vol. 41, No. 5
CORPORATE POLITICAL SPEECH AFTER CITIZENS UNITED V. FEC, Vol. 42, No. 1
CORPORATIONS
Execution of Checks, Notes, and Other Instruments, Vol. 31, No. 3
Real Estate Conveyances, Abolishment of “Under Seal” Requirement, Vol 31, No. 9
CREDIT CARDS
Internet Fraud, Vol. 32, No. 5
Liability for Errors and Fraud, Vol. 31, No. 14
CUSTOMER IDENTIFICATION
Photocopying North Carolina Driver’s Licenses, Vol. 32, No. 1
DATA BREACHES, Vol. 41, No. 5
DEBIT CARDS
Liability for Errors and Fraud, Vol. 31, No. 14
DEBT COLLECTION (See Debtor-Creditor)
DEBTOR-CREDITOR
Bank Account Seizure, Vol. 29, No. 2; Vol. 31, No. 1
Fair Debt Collection Practices Act, Vol. 29, No. 4
Safe Deposit Box Seizure, Vol. 31, No. 1
Uniform Fraudulent Transfer Act, Vol. 29, No. 8
DECEDENTS
Allowable Fees for Personal Representatives (Executors or Administrators) of Decedents’ Estates, Vol. 38, No. 3
DEEDS OF TRUST (See Loans)
DEPOSITS
Insurance; Summary of the Federal Deposit Insurance Reform Act of 2005, Vol. 38, No. 5
Seizure, Vol. 29, No. 2
Uniform Unincorporated Nonprofit Associations Act, Vol. 38, No. 14
DIRECTORS
Business Judgment Rule, Vol. 46, No. 3
Compensation Plans; Internal Revenue Code Section 409A, Vol. 37, No. 9
Duties and Standard of Care, Vol. 38, No. 2
Favorable Ruling on Bank Director Liability, Vol. 38, No. 16
Residency Requirements, Vol. 31, No. 5
Short Precis on Board Minutes, Vol. 39, No. 3
Stock Ownership, Vol. 31, No. 5
DO-NOT-CALL LIST (See Telemarketing)
DRIVER’S LICENSES (See Identification Cards)
DRIVING WHILE INTOXICATED
Seizure of Vehicle in Connection With, Vol. 31, No. 2
DRUG AND ALCOHOL POLICIES, Vol. 34, No. 8
ELECTIONS
Communications with Employees Regarding Contributions, Vol. 32, No. 10
Primer on Campaign Finance Law, Vol. 36, No. 3
ELECTRONIC FUNDS TRANSFER ACT (REG E)
Overview, Vol. 31, No. 14
ELECTRONIC TRANSACTIONS
Electronic Statements and the Electronic Signatures in Global and National Commerce Act (E-SIGN), Vol. 39, No. 9
Funds Transfer, Vol. 31, No. 14
Records and Signatures, Vol. 32, No. 4; Vol. 32, No. 12; Vol. 33, No. 2; Vol. 33, No. 12
Uniform Electronic Transactions Act, Vol. 32, No. 8; Vol. 32, No. 12; Vol. 33, No. 12
Uniform Real Property Electronic Recordation Act, Vol. 38, No. 4
E-MAIL
Restrictions on Unsolicited Commercial E-Mails, Vol. 36, No. 2
EMPLOYER-EMPLOYEE
Americans With Disabilities Act, Vol. 32, No. 2; Vol. 34, No. 8
Anti-Discrimination and Anti-Harassment Policies, Vol. 32, No. 3; Vol. 34, No. 8
Background Checks and Credit Checks in the Employment Context, Vol. 40, No. 4
Communications Regarding Political Contributions, Vol. 32, No. 10
Compensation Plans; Internal Revenue Code Section 409A, Vol. 37, No. 9
Different Health Benefits for Different Classes of Employees, Vol. 38, No. 7
Drug and Alcohol Policies, Vol. 34, No. 8
Employees Called to Military Duty, Vol. 33, No. 13
Extended Absences, Vol. 34, No. 8
Family Medical Leave Act, Vol. 34, No. 8; Vol. 40, No. 3
Final Rules Governing Deferred Compensation, etc. (New Internal Revenue Code Section 409A), Vol. 39, No. 5
Overtime Pay for In-House Mortgage Lenders, Vol. 42, No. 4
Retaliatory Employment Discrimination, Vol. 34, No. 8
Right to Representation During Investigatory Interview, Vol. 33, No. 6
Sexual Harassment, Vol. 30, No. 6
Withholding Money from an Employee’s Paycheck, Vol. 32, No. 9
Workers’ Compensation Benefits, Vol. 34, No. 8
ENVIRONMENT
Guidance for Lenders on Managing Environmental Risk, Vol. 40, No. 8
ESCHEATS
North Carolina Unclaimed Property Act, Vol. 31, No. 12
ESTATES
Fees for Estate Settlement Services, Vol. 36, No. 8
Summary Administration, Vol. 29, No. 7
EXECUTIVE COMPENSATION
Troubled Asset Relief Program (TARP) Participants, Vol. 41, No. 4
EXEMPTIONS, Vol. 29, No. 2; Vol. 29, No. 3
FAIR AND ACCURATE CREDIT TRANSACTIONS ACT, Vol. 36, No. 12
Protecting Consumers’ Accounts Against Identity Theft, Application of Red Flag Rules to 401(k) Plans, Vol. 41, No. 3
FAIR CREDIT REPORTING ACT
Duty to Investigate Customer Complaints, Vol. 37, No. 10
FAMILY MEDICAL LEAVE ACT, Vol. 34, No. 8; Vol. 40, No. 3
FAXES
Unsolicited Facsimile Advertisements and the Established Business Relationship Exception, Vol. 38, No. 12
FEDERAL DEPOSIT INSURANCE REFORM ACT OF 2005, Vol. 38, No. 5
FEDERAL HOME LOAN BANK
Advance and Security Agreement, Vol. 36, No. 11
FEDERAL RESERVE
Proposed Broker-Dealer Rules (Regulation R), Vol. 38, No. 17
Borrowing Under the Federal Reserve’s Term Auction Facility, Vol. 41, No. 2
FIDUCIARIES (See Trustees)
FINANCIAL EXPLOITATION
Reporting Process for Financial Exploitation and a New Subpoena Process Recently Created by the NC General Assembly, Vol. 46, No. 4
Senate Bill 140 – Financial Exploitation of Disabled or Older Adults, Vol. 45, No. 2
Supplemental Information on the Implementation of Senate Bill 140, Vol. 45, No. 5
FINANCING STATEMENTS
Ensuring the Effectiveness of Financing Statements Filed Under Former UCC Article 9, Vol. 38, No. 1
FIRST AMENDMENT
Corporate Political Speech after Citizens United v. FEC, Vol. 42, No. 1
FORECLOSURES AND REPOSSESSIONS
Appeals Bonds and Continuances, Vol. 41, No. 5
Failed Residential Real Estate Developments and the Disposition of the Declarant’s Rights, Vol. 46, No. 1
Foreclosure Law Changes and Related Amendments; Chaptered House Bill 1374, Vol. 39, No. 7
Foreclosure Reduction Legislation – Chaptered House Bill 2623, Vol. 40, No. 6
In re Bigelow, Foreclosure Proceedings and Evidence of Default, Vol. 39, No. 11
Lender Liability for Underground Storage Tank Contamination, Vol. 42, No. 2
Notifying Tenants of Foreclosure Sales: Chaptered House Bill 947 (2007), Vol. 39, No. 8
Presumption Against Fraudulent Transfer, Vol. 29, No. 8
Protections when Debtor Serving in the Military, Vol. 36, No. 4
Securities, Vol. 30, No. 5
Summary of Senate Bill 1216 – Amendments to the State Home Foreclosure Prevention Project and the High-Cost Home Loan Statute, Vol. 42, No. 3
Where Originating Lenders Have Transferred the Mortgage Notes, Vol. 36, No. 1
FORGERIES
Unauthorized Signature or Check Alteration, Vol. 30, No. 9; Vol. 36, No. 9
Drawer’s Signatures and Indorsements, Vol. 31, No. 14
FRAUDULENT TRANSFERS, Vol. 29, No. 8; Vol. 31, No. 1
GARNISHMENT, Vol. 29, No. 2
GRAMM-LEACH-BLILEY ACT
Release of Account Information to a Decedent’s Personal Representative, Vol. 37, No. 5
HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (See Privacy)
IDENTIFICATION CARDS
Photocopying North Carolina Driver’s Licenses, Vol. 32, No. 1
IDENTITY THEFT
North Carolina Identity Theft Protection Act, Vol. 37, No. 14
Protecting Consumers’ Accounts Against Identity Theft, Application of Red Flag Rules to 401(k) Plans, Vol. 41, No. 3
INDIVIDUAL RETIREMENT ACCOUNTS
Exemption from Creditor’s Claims, Vol. 29, No. 3
Withholding of Income Tax, Vol. 33, No. 5
INSURANCE
Different Health Benefits for Different Classes of Employees, Vol. 38, No. 7
INSTRUMENTS
Definition of Negotiable Instruments, Vol. 31, No. 3
Lost, Destroyed, or Stolen, Vol. 29, No. 1
INTEREST
Contract Rate, Vol. 30, No. 8
North Carolina Interest Rate Chart, Vol. 35, No. 7
Rate Cap Under Servicemembers Civil Relief Act, Vol. 36, No. 4
INTERNAL REVENUE SERVICE
Compensation Plans for Employees, Directors, and Independent Contractors; Internal Revenue Code Section 409A, Vol. 37, No. 9
Levy on Bank Account, Vol. 29, No. 2
Termination of Federal Tax Liens, Vol. 36, No. 14
JOINT ACCOUNTS
Ownership of Funds, Vol. 32, No. 6
Release of Account Information to a Decedent’s Personal Representative, Vol. 37, No. 5
Seizure to Pay Debts of Joint Depositor, Vol. 31, No. 1
JUDGMENTS
Exemptions, Vol. 29, No. 2
LEASES
Lessor of Vehicle Seized in Connection with DWI, Vol. 31, No. 2
LEVY (See Seizure)
LIEN AGENTS
Changes to North Carolina’s Mechanics Lien Law, Vol. 45, No. 1
LIENS (See Security Interests)
LOAN MODIFICATION AGREEMENTS, Vol. 41, No. 1
LOAN PARTICIPATIONS
Application of UCC Article 9, Vol. 34, No. 11
LOANS
Cancellation/Satisfaction of Mortgages and Deeds of Trust, Vol. 35, No. 1; Vol. 37, No. 8
Consumer Financial Protection Bureau’s New Mortgage Servicing Rules and the Flagstar Bank Enforcement Action, Vol. 47, No. 1
Distribution of Amortization Charts, Vol. 34, No. 3
Dry-Cleaning Solvent Cleanup Act, Vol. 34, No. 2
Future Advances, House Bill 1368, Vol. 41, No. 6
Guidance for Lenders on Managing Environmental Risk, Vol. 40, No. 8
Legislation Changing the Law Dealing with North Carolina Deeds of Trust, Vol. 43, No. 1
Loans to One Borrower, Vol. 37, No. 7
Made to Bank Executive Officers, Vol. 31, No. 5
Made to Business Entities, Vol. 31, No. 11
Marking Up Third-Party Fees Under RESPA, Vol. 36, No. 13
Mortgage Charges and Fees, Vol. 31, No. 7; Vol. 31, No. 10; Vol. 32, No. 7
Mortgage Servicing Rules (new – CFPB) and the Flagstar Bank Enforcement Action, Vol. 47, No. 1
Nationwide Mortgage Licensing System and Registry, Vol. 41, No. 8
No Duty to Ensure Loan Proceeds Applied to Loan Purposes, Vol. 31, No. 6
North Carolina’s Mortgage Debt Collection and Servicing Act, Vol. 40, No. 5
Obtaining Credit Reports, Vol. 32, No. 14; Vol. 33, No. 11
Payments When Note, Mortgage, or Loan Transferred, Vol. 35, No. 1
Payoff Statements, Vol. 37, No. 8
Proposed Mortgage Lending Rules, Vol 41, No. 8
Predatory Lending, Vol. 31, No. 10; Vol. 32, No. 7; Vol. 39, No. 6; Vol. 45, No. 3
Rate Spread and High-Cost Home Loans – House Bill 1222, Vol. 41, No. 7
Regulation Z: Restrictions on Mortgage Loan Originator Compensation, Vol. 43, No. 2
Rescission, Vol. 31, No. 7
Sample Control Agreement, Vol. 30, No. 10
Secured by Stocks and Bonds, Vol. 30, No. 2; Vol. 30, No. 3; Vol. 30, No. 4; Vol. 30, No. 5
Summary of Senate Bill 1216 – Amendments to the State Home Foreclosure Prevention Project and the High-Cost Home Loan Statute, Vol. 42, No. 3
Truth in Lending Disclosures, Vol. 32, No. 11
Uniform Unincorporated Nonprofit Associations Act, Vol. 38, No. 14
Usury Law Materials, Vol. 45, No. 3
Vapor Money Scam, Vol. 37, No. 1
Warehouse Lines of Credit, Vol. 34, No. 12
LOTTERIES
Restrictions on Banks Conducting Promotional Contests, Vol. 35, No. 3
MANUFACTURED HOMES
Title and Security Interests in, Vol. 34, No. 4; Vol. 34, No. 6; Vol. 34, No. 9
MERGERS
Severance Packages; Holes in the Golden Parachute, Vol. 39, No. 4
MILITARY
Customers and Employees Called to Military Duty, Vol. 33, No. 13
Family Medical Leave Act, Vol. 40, No. 3
Servicemembers Civil Relief Act, Vol. 36, No. 4
Uniformed Services Employment and Reemployment Rights Act, Vol. 38, No. 11
MINUTES
Short Precis on Board Minutes, Vol. 39, No. 3
MORTGAGES (See Loans)
MOTOR VEHICLES
Sale for Unpaid Property Taxes, Vol. 33, No. 7
Seizure of Automobile in Connection with DWI, Vol. 31, No. 2
NAMES
Protection of Bank Name, Vol. 39, No. 10
NORTH CAROLINA COMMISSIONER OF BANKS
Commissioner’s Rate, Vol. 30, No. 8
Loans Secured by Stock or Bonds, Vol. 30, No. 5
Proposed Mortgage Lending Rules, Vol 41, No. 8
NORTH CAROLINA REAL ESTATE COMMISSION
Check Retention Rules, Vol. 36, No. 10; Vol. 37, No. 3
NOTARIES
Updated Notary Rules; Session Law 2005-391, Vol. 38, No. 4
OFF SET (See Seizure)
OVERTIME
Overtime Pay for In-House Mortgage Lenders, Vol. 42, No. 4
P
PATENTS
New North Carolina Law Provides Tool to Battle Patent Trolls, Vol. 46, No. 2
PAYABLE ON DEATH ACCOUNTS, Vol. 33, No. 10
PENSIONS
Withholding of Income Tax, Vol. 32, No. 13; Vol. 33, No. 5
PERFECTION (See Security Interests)
PERMITS
House Bill 683 – Amendments to the Permit Extension Act of 2009, Vol. 42, No. 5
PERSONAL JURISDICTION
Loans; Test to Determine Whether Personal Jurisdiction Is Present over Defendants Located Outside North Carolina; Legislation to Overturn the Skinner v. Preferred Credit case, Vol. 39, No. 7
PERSONAL REPRESENTATIVES
Allowable Fees for Personal Representatives (Executors or Administrators) of Decedents’ Estates, Vol. 38, No. 3
PHOTOCOPIES
Of North Carolina Driver’s Licenses, Vol. 32, No. 1
POLITICAL CONTRIBUTIONS (See Elections)
POOLED TRUST PREFERRED SECURITIES
Participation In, Vol. 33, No. 8
POWERS OF ATTORNEY
Gifts to Attorney-In-Fact, Vol. 32, No. 6
North Carolina Uniform Power of Attorney Act, Vol. 48, No. 1
Summary of New Article 5 of Chapter 32A; Liability for Refusing to Honor a Power of Attorney; Exceptions, Vol. 37, No. 13
PREDATORY LENDING, Vol. 31, No. 10; Vol. 32, No. 7; Vol. 39, No. 6; Vol. 42, No. 3
PRIVACY
Exposure to Criminal Liability for Disclosure of Customer Information, Vol. 40, No. 1
Gramm-Leach-Bliley Act, Vol. 33, No. 4
Health Insurance Portability and Accountability Act, Vol. 35, No. 2
North Carolina Financial Privacy Act, Vol. 30, No. 8
PROMISSORY NOTES
Purchases and Sales Under UCC Article 9, Vol. 34, No. 10
PROMOTIONAL CONTESTS (See Lotteries)
REAL ESTATE
Conveyances – Elimination of Seal Requirement, Vol. 31, No. 9
Failed Residential Real Estate Developments and the Disposition of the Declarant’s Rights, Vol. 46, No. 1
Permits – House Bill 683 – Amendments to the Permit Extension Act of 2009, Vol. 42, No. 5
RECORD RETENTION
Destruction of Electronic Records, Vol. 36, No. 7
RED FLAGS
Protecting Consumers’ Accounts Against Identity Theft, Application of Red Flag Rules to 401(k) Plans, Vol. 41, No. 3
REGISTER OF DEEDS
Simultaneously Recorded Documents, Vol. 35, No. 4
REGULATIONS
Availability of Funds and Collection of Checks (CC), Vol. 36, No. 6
Credit by Banks and Persons other than Brokers or Dealers for the Purpose of Purchasing or Carrying Margin Stocks (U), Vol. 30, No. 3
Electronic Fund Transfers (E), Vol. 31, No. 14
Loans to Executive Officers, Directors, and Principal Shareholders (O), Vol. 31, No. 5
Regulation CC, “Expeditious Return” and “Notice” Deadlines, Vol. 38, No. 15
Regulation CC, Legal Duties and Strategies in Check Kiting Situations, Vol. 38, No. 15
Remotely Created Checks – Regulation CC, Vol. 38, No. 9
Truth in Lending (Z) (See Truth in Lending Act)
ROBBERIES
Liability to Customers for Injuries, Vol. 34, No. 1
REPOSSESSIONS (See Foreclosures and Repossessions)
SAFE DEPOSIT BOXES
Abandonment and Death of a Renter, Vol. 37, No. 4
Best Practices, Vol. 37, No. 4
Liability for Loss or Destruction of Stored Property, Vol. 37, No. 4
Opening and Inventory, Vol. 30, No. 11
Seizure, Vol. 31, No. 1
Tax Releases and Inventory, Vol. 30, No. 7
Unpaid rental, Vol. 29, No. 6
SARBANES-OXLEY ACT OF 2002
Draft Report of the SEC’s Advisory Committee on Smaller Public Companies; Section 404 Relief, Vol. 38, No. 6
SAVINGS BANKS
Repeal of Naming Requirement, Vol. 29, No. 5
SCAMS
Vapor Money, Vol. 37, No. 1; Vol. 39, No. 1
SEALS
Execution of Documents by Corporations, Vol. 31, No. 3
Real Estate Conveyances; Abolishment of “Under Seal” Requirement, Vol 31, No. 9
SECURITIES AND EXCHANGE COMMISSION
Draft Report of the Advisory Committee on Smaller Public Companies; Sarbanes-Oxley Section 404 Relief, Vol. 38, No. 6
Proposed Broker-Dealer Rules (Regulation R), Vol. 38, No. 17
Registration with Securities Information Center, Vol. 30, No. 4
SECURITY INTERESTS (See Also Loans; Uniform Commercial Code)
Attachment and Perfection, Vol. 33, No. 2
Changes to North Carolina’s Mechanics Lien Law, Vol. 45, No. 1
Consumer Transactions, Vol. 34, No. 5
In Checks as a Defense to Bankruptcy Trustee’s Claim, Vol. 35, No. 9
In Manufactured Homes, Vol. 34, No. 4; Vol. 34, No. 6; Vol. 34, No. 9
Procedures for Determining the Existence of Federal Tax Liens Against Personal Property, Vol. 39, No. 2
Promissory Note Secured by Mortgage Pledged as Security, Vol. 36, No. 1
Revised UCC Article 9, Vol. 33, No. 1; Vol. 33, No. 2; Vol. 33, No. 3; Vol. 33, No. 9; Vol. 33, No. 9A; Vol. 34, No. 5; Vol. 34, No. 10; Vol. 34, No. 11; Vol. 34, No. 12; Vol. 35, No. 1
Uniform Fraudulent Transfer Act, Vol. 29, No. 8
Updates to North Carolina’s Mechanics Lien Law, Vol. 45, No. 4
SEIZURE
Bank Accounts, Vol. 29, No. 2; Vol. 31, No. 1
Bank Claims Against Depositor, Vol. 29, No. 2
Safe Deposit Boxes, Vol. 31, No. 1
Sale of Motor Vehicle for Unpaid Property Taxes, Vol. 33, No. 7
Social Security Deposits, Vol. 34, No. 7
Vehicle in Connection with DWI Arrrest, Vol. 31, No. 2
SERVICE MEMBERS (See Military)
SET OFF (See Seizure)
SEVERANCE PACKAGES
Holes in the Golden Parachute, Vol. 39, No. 4
SEXUAL HARASSMENT, Vol. 30, No.6
SOCIAL SECURITY BENEFITS
Exemption from Creditor’s Claims, Vol. 29, No. 2
Set Off to Pay Overdrafts and Fees, Vol. 34, No. 7
STATE CHARTERED BANKS (See North Carolina Commissioner of Banks)
SUBORDINATION AGREEMENTS, Vol. 35, No. 4
SUBPOENAS, SEARCH WARRANTS, AND NATIONAL SECURITY LETTERS
Exposure to Criminal Liability for Disclosure of Customer Information, Vol. 40, No. 1
SUMMARY ADMINISTRATION, Vol. 29, No. 7
SWEEPSTAKES (See Lotteries)
TAX
Federal Tax Liens, Vol. 36, No. 14
Final Rules Governing Deferred Compensation, etc. (New Internal Revenue Code Section 409A), Vol. 39, No. 5
Levies, Vol. 29, No. 2
Procedures for Determining the Existence of Federal Tax Liens Against Personal Property, Vol. 39, No. 2
Sale of Motor Vehicle for Unpaid Property Taxes, Vol. 33, No. 7
Tax Waivers, Vol. 29, No. 7; Vol. 30, No. 7
Withholding from Pension Payments, Vol. 32, No. 13; Vol. 33, No. 5
TELEMARKETING
Do-Not-Call Policies, Vol. 38, No. 10
Guide to Federal and State Telemarketing Laws, Vol. 35, No. 8
TREASURY
Obtaining Security Interests in Treasury Securities, Vol. 30, No. 5
TROUBLED ASSET RELIEF PROGRAM (TARP)
Executive Compensation, Vol. 41, No. 4
TRUST ACCOUNTS
Summary Administration, Vol. 29, No. 7
Seizure, Vol. 31, No. 1
Year-End Considerations on Mutual Fund Fees, Vol. 38, No. 18
TRUSTEES
Fees When Governing Documents Do Not Specify Compensation, Vol. 36, No. 8
TRUTH IN LENDING ACT (REG Z)
Amendments Imposed by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Vol. 37, No. 11
Class Action Lawsuit Disallowed Under the Truth-in-Lending Act, Vol. 40, No. 7
Minimum Payment Warnings, Late Charge Disclosures, Deductability of Interest, Introductory Rate Information, and Prohibition on Certain Account Terminations, Vol. 37, No. 11
Payment by Credit Card – Liability for Unauthorized Transactions and Error Resolution, Vol. 31, No. 14
Providing Written TIL Disclosures Before a Contract Is Signed and Delivered, Vol. 32, No. 11
Regulation Z: Restrictions on Mortgage Loan Originator Compensation, Vol. 43, No. 2
UNCLAIMED PROPERTY (See Abandoned Property)
UNDERGROUND STORAGE TANKS – LENDER LIABILITY, Vol. 42, No. 2
UNIFORM COMMERCIAL CODE
Article 4, Vol. 35, No. 9
Checks, Vol. 29, No. 1
Ensuring the Effectiveness of Financing Statements Filed Under Former Article 9, Vol. 38, No. 1
Forged Checks, Vol. 31, No. 13
“Midnight” Deadline for Check Dishonor, Vol. 38, No. 15
Names of Debtors on UCC Financing Statements, Vol. 38, No. 13
Payments and Funds Transfers, Vol. 31, No. 14
Revised Article 9, Vol. 33, No. 1; Vol. 33, No. 2; Vol. 33, No. 3; Vol. 33, No. 9; Vol. 33, No. 9A; Vol. 34, No. 5; Vol. 34, No. 10; Vol. 34, No. 11; Vol. 34, No. 12; Vol. 35, No. 1; Vol. 36, No. 1
Revisions to Articles 8 and 9, Vol. 30, No. 2
Unauthorized Payments Appearing in Account Statement, Vol. 30, No. 9
UNIFORM TRUST CODE
Year-End Considerations on Mutual Fund Fees, Vol. 38, No. 18
UNIFORM UNINCORPORATED NONPROFIT ASSOCIATIONS ACT, Vol. 38, No. 14
UNIFORMED SERVICES EMPLOYMENT AND REEMPLOYMENT RIGHTS ACT, Vol. 38, No. 11
USURY, Vol. 30, No. 8; Vol. 31, No. 10; Vol. 32, No. 7; Vol. 45, No. 3
Exemptions, Vol. 35, No. 6
Statute of Limitations for Commencing Usury Actions; Legislation to overturn the Shepard v. Ocwen Federal Bank case, Vol. 39, No. 7
VAPOR MONEY (See Scams)
VETERANS
Exemption from Creditor’s Claims, Vol. 29, No. 2