2001 Issues of Regulatory Review

RR 2001 – 01: Abusive Lending Practices – Amendments to Regulation Z (Truth-In-Lending) 

RR 2001 – 02: Consumer Protections for Depository Institution Sales of Insurance; FDIC Privacy Rule Handbook 

RR 2001 – 03: Examination Guidance for Subprime Lending Programs 

RR 2001 – 04: Disclosure of ATM Fees – Amendments to Regulation E; Real Estate Brokerage and Management

RR 2001 – 05: CRA Agreements – Disclosure and Reporting

RR 2001 – 06: Consumer Protections for Depository Institution Sales of Insurance – Effective Date; FFIEC Statement – Uniform Commercial Code Article 9; Real Estate Appraisals; Federally Chartered Savings Associations – Pre-Approved Optional Bylaw Provisions; Disclosure of Fees at ATMs; OTS Removes Liquidity Rule

RR 2001 – 07: Safeguarding Customer Information – Interagency Guidelines

RR 2001 – 08: Fair Credit Reporting Act – Privacy Notices; Accounting and Reporting for Loans Held for Sale; Prohibition Against Use of Interstate Branches Primarily for Deposit Production; Electronic Delivery of Disclosures – Federal Reserve Board Regulations B, E, M, Z, and DD

RR 2001 – 09: Conversion to Federal Stock Association – OTS Regulations; Assessment of Fees – Office of the Comptroller of the Currency; Federal Reserve Act Section 23A – Loans and Extensions of Credit by Member Banks to a Third Party

RR 2001 – 10: Business Combinations Statement – Financial Accounting Standards Board; Identity Theft and Pretext Calling – FDIC Guidance

RR 2001 – 11: Liquidity Management – OTS; Disclosure of Account Numbers

RR 2001 – 12: Fiduciary Activities of National Banks; Fair Credit Reporting Act – Permissible Purpose – FTC Staff Opinion Letter; Summary of Deposits Survey; Financial Education Curriculum

RR 2001 – 13: OTS Interim Liquidity Rule Made Final; Community Reinvestment Act Regulations – Request for Comments; Electronic Banking

RR 2001 – 14: Electronic Disclosures; Brokered and Rate-Sensitive Deposits; FRB State Member Banks:  Financial Subsidiaries

RR 2001 – 15: Risk-Based Capital Rule – Fannie Mae and Freddie Mac; Department of Defense Installations – Procedures Governing Financial Institutions; Financial Privacy and Information Security – Reference and Training Materials; Community Reinvestment Act – 2001 Income Figures

RR 2001 – 16: Privacy – Disclosure of Account Numbers; SAR Bulletin and The SAR Activity Review:

RR 2001 – 17:  Federal Flood Insurance Requirements; Suspicious Activity Reporting; Transactions Related to Terrorism

RR 2001 – 18: Reserve Requirements Adjustments – FRB Regulation D; RESPA Statement of Policy – Department of Housing and Urban Development

RR 2001 – 19: FDIC Insurance – Clarification of Term “Engaged in the Business of Receiving Deposits Other Than Trust Funds”; Lending Limits Pilot Program – Office of Thrift Supervision

RR 2001 – 20: Regulation Z – Annual Adjustment of Disclosure Threshold; Lending and Investment Regulations – OTS

RR 2001 – 21: Annual Report of Indebtedness – FFIEC; Revisions to Regulation Z Commentary