2010 Issues of Regulatory Review

RR 2010-01: Notices Required to be Posted

RR2010-02: Model Privacy Form (Federal Reserve Board, FDIC, OTS, OCC),Check Processing by the Federal Reserve System, Regulation C Exemption Threshold, CRA Asset Size Threshold

RR2010-03: Regulation DD (Truth-in-Savings) – Retail Sweep Programs and Overdraft Fee Disclosures; Regulation E – Amendments to Commentary – Overdraft Fees

RR2010-04: Interagency Questions and Answers Regarding Community Reinvestment,Safe Harbor Protection for Treatment by the FDIC as Conservator or Receiver of Financial Assets Transferred by an Institution in Connection with a Securitization or Participation, Extension of the Transaction Account Guarantee Program, Interagency Policy Statement on Funding and Liquidity Risk Management

RR2010-05: Guidance on Correspondent Concentration Risks and Supplemental Guidance on Overdraft Protection Programs

RR2010-06: Amendments to Regulation DD – Truth-in-Savings, Reserve Requirements of Depository Institutions Policy on Payment System Risk, Transfers from Money Market Deposit Accounts, Amendments to Regulation E – Electronic Funds Transfers, Amendments to Regulation E – Further Clarifications, FDIC As Conservator or Receiver – Treatment of Assets Transferred in Connection with a Securitization or Participation, Special Reporting, Analysis, and Contingent Resolution Plans for Certain Large Institutions

RR2010-07: Transaction Account Guarantee Program (TAGP) Extension and Sound Incentive Compensation Policies

RR2010-08: Electronic Fund Transfers, Regulation Z – Annual HOEPA Adjustment

RR2010-09: Registration of Mortgage Loan Originators, Permanent Increase to Standard Maximum Deposit Insurance, Gift Card Disclosure Requirements

RR2010-10: Overdraft Payment Programs and Consumer Protection, Use of Credit Ratings in Risk-Based Capital Guidelines, Alternatives to the Use of External Credit Ratings

RR2010-11: Revisions to Rules Implementing the Community Reinvestment Act, Guidance – Reverse Mortgage Products, Deposit Insurance Coverage – Noninterest-bearing Transaction Accounts, Regulation Z Escrow Requirement

RR2010-12: External Credit Ratings in OTS Regulations, FDIC Assessment Schedules and Dividends, FDIC Deposit Insurance Fund Restoration Plan

RR2010-13: Fair Credit Reporting Risk-Based Pricing Regulations, Implementation of Certain Orderly Liquidation Authority Under the Dodd-Frank Act