The safety of our members is our highest priority. This program may be converted to a webinar format depending on CDC and NCDHHS guidelines.

PROGRAM INFORMATION

Patti Joyner will cover everything you need to know in this day-and-a-half comprehensive update on current compliance issues in the banking industry. Topics include:

Fair Lending:

• Fair Real Estate Appraisals
• Action Plan to Advance Property Appraisal and Valuation Equity (PAVE)
• CFPB and Prudential Regulators’ Fair Lending Priorities
• Auto Lending as a Priority for Regulatory Review
• Section 1071’s Fair Lending Preparation for Commercial Lending

Fair Banking:

• Hot Topics in UDAAP and the Updated Exam Procedures
• Fair Lending Priorities
• Consumer Reporting Issues (e.g., medical debt, tradeline inaccuracies)
• Time to Reassess Overdraft Practices
• Analyzing Fee Risk in Light of CFPB’s “Junk Fees” Blast
• Bank Secrecy Act (BSA) and Anti-Money Laundering:
• Update on AML Act Changes
• 2022 National Risk Assessment Updates
• FinCEN Issues Advisory on Kleptocracy and Foreign Public Corruption
• FinCEN Announces $140 Million CMP against USAA for BSA Violations
• FinCEN Assesses $275,000 CMP against A&S World Trading for Violations
• Fraud and Scams Update
• SAR Sharing Pilot Program, Wildlife Trafficking, Other Recent Activity

Industry Hot Buttons:

• Consumer Residential Mortgage Issues
• Ability to Repay & Qualified Mortgages:  Price-Based QM Product Concerns
• Mortgage Servicing Compliance
• Recent Enforcement Actions

SPEAKER INFORMATION

Patti Joyner – Financial Solutions

Patti Joyner is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 35 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Patti founded Financial Solutions in 1990 to offer financial institutions complete, cost-effective regulatory compliance solutions, thereby eliminating an institution’s need to rush to increase overhead. The company specializes in providing regulatory compliance assistance for financial institutions through policies, programs, on-site compliance reviews and customized training.