Loan Closer

  1. Events
  2. Loan Closer

Events Search and Views Navigation

Event Views Navigation

Today

Adverse Action Compliance Workshop (3 CRCM Credits)

How and when to notify applicants when denying a loan applicationHandling withdrawn applications
Processing counteroffers
Common errors and audit findings in the adverse action process
Second reviews of adverse action notices for dual purposes
The interplay of ECOA and FCRA for adverse actions
Current requirements for business applications and an outline of pending small business application handling (can you say 1071?)
Ideas/tips/tools from other bankers to try in your bank

The UCC for Lenders

Overview and UCC definitionsArticle 9 secured transactions
Perfection and attachment
Rules of priority
UCC forms and how they work: UCC-1, UCC-3, UCC-5, UCC-11
Common mistakes: debtor names, collateral descriptions, filing locations
Titled assets
Special rules for intellectual property
Special filing offices

Introduction to Consumer Lending

Learn about the basics of consumer lendingExplore marketing consumer loans
Gain an understanding of how institutions make consumer lending decisions based on the five C’s of credit
Review the basics of consumer loan structure, support, documentation, and compliance with an auto loan, RV loan, and HELOC as examples
Apply consumer lending through “case studies”

How to Craft an Effective Commercial Loan Write-Up

Review effective commercial loan write-upsDiscuss types, styles, and components parts
Cover the financial analysis section
Assess the company’s strategic plan and management’s strengths/ weaknesses
Analyze the risk assessment and mitigation section as a summary of the loan presentation
Summarize the concepts by reviewing three loan write-ups