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Employee Benefits Administration

Simplify managing employee benefits with our comprehensive administration services.

The North Carolina Bankers Association Health Benefit Trust (NCBAHBT) offers comprehensive employee benefits administration tailored for the banking industry. Our services include health insurance, retirement plans, and wellness programs, all designed to meet the unique needs of financial institutions. By partnering with NCBAHBT, banks can provide competitive benefits packages that attract and retain top talent, ensuring compliance and efficiency in benefits management. To learn how NCBAHBT can support your organization’s success, contact lauren@ncbankers.org.

Employee Benefits

Group disability, long-term, short-termUNUM, Standard, Lincoln Financial, Sun Life, Guardian, OneAmerica, Dearborn National
Group MedicalNCBA Health Benefit Trust
Group DentalDelta Dental
Group Life/Supplemental LifeThe Standard
VisionSuperior Vision
Accidental Death and DismembermentThe Standard
Voluntary Critical Illness & CancerHartford
Voluntary Hospital IndemnityHartford
Voluntary AccidentHartford

Employee Benefits Administrative Guide

Welcome to the Administrative Guide for the North Carolina Bankers Association Group Medical, Dental, Vision, and Life Insurance programs. This online manual is designed as a reference tool for participating members. All documents and forms for administration of the employee benefit program are posted here for your convenience.

NOTE: This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.

BCBSNC Link to Machine Readable Files – In & Out-of-Network Rates

Open Enrollment Materials: June 1, 2024 – May 31, 2025

Additional Resources

Hartford Voluntary

Prime Therapeutics Pharmacy Program

Summary of Benefits & Coverage (SBCs) & Summary Plan Descriptions (SPDs) for 2024 -2025 Benefit Period

SentryHealth Wellness Program

BlueConnect Materials

TelaDocTelehealth Service

Vitals SmartShopper Incentive Program

Compliance Guides

Summary of Benefits & Coverage (SBCs) & Summary Plan Descriptions (SPDs) for 2023 – 2024 Benefit Period