Federal Regulatory & Legislative Updates

Credit Cards in Focus

President Trump has proposed a one-year cap of 10% on credit card interest rates. Senate Majority…
Markup of Stablecoin Bill Postponed

Late Wednesday, the Senate Banking Committee postponed its January 15 meeting, where it had planned to…
Tackling the Challenges of Penny Circulation

In a letter to Fed Chairman Jerome Powell, House Financial Services Committee Chairman French Hill (R-AR)…
OCC Actions

Effective immediately, the OCC is ending the annual mandatory data collection from community banks under the…
Report on Debanking of Digital Assets

House Committee on Financial Services Chairman French Hill (R-AR) has released a final staff report titled…
Tailoring Regulations for Regional and Midsize Banks

The Republican members of the House Financial Services Committee have sent a joint letter to the…
Supplementary Leverage Ratio Standards

The federal banking agencies have adopted a final rule to modify the enhanced supplementary leverage ratio…
Community Bank Leverage Ratio

The federal banking agencies are seeking comment on an interagency rulemaking to expand the eligibility criteria…
Fair Lending Enforcement

The CFPB has issued a proposed rule that amends provisions related to disparate impact, discouragement of…
Trump v. Cook

The U.S. Supreme Court will hold oral arguments on January 21 as it considers whether to…