Under the E-Sign Act, a consumer must (among other things) provide consent electronically and in a manner that reasonably demonstrates that he or she can access the electronic record in the format used by the institution. Obtaining this consent before you provide electronic disclosures is essential.

In this session, we will detail the requirements of the E-SIGN Act and what you need to obtain and verify from the consumer before you rely on electronic disclosures to meet regulatory requirements.