A Startling Statistic

While numerous bills have been debated or voted upon in Congress this year, only a tiny fraction have become law. So far this session of the 118th Congress – that began this year and runs through next year – there have been 14,327 bill filings. How many have become law? A total of… 22. That…

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Guest Instructors for Credit Essentials Course

Michelle Andrews Michelle Andrews is Senior Vice President and Director, Credit Analysis for First Citizens Bank in Raleigh, NC. Over the course of her 30-year career in the financial services industry she has successfully led teams across multiple functions, including credit underwriting and portfolio management, talent development, and credit software administration. Michelle earned a bachelor’s…

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