Dissecting Your BSA/AML/CFT Policy – October 28
Got everything you need in your policy? It’s annual check-up time and we are going to dissect what needs to be in your AML/CFT policy and whether it is completely up-to-date.
20 events found.
Events
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Marketing and Advertising Compliance – 3 Part Series- Part 1 – October 29 – 7.5 CRCM Credits
In this day and age of UDAP/UDAAP, it’s clear that how you say what you say in your advertisements is just as important as what you say. Style matters. You must be clear and conspicuous in your wording so as not to confuse and deceive.
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Fraudulent Cashier’s Checks: Best Practices for Avoiding Losses – October 29
According to FinCEN, in 2024 more than $688 million was reported in suspicious activity involving mail theft-related check fraud during a six-month analysis period. A significant number of these fraudulent items involved counterfeit and altered cashier’s checks. Learn why cashier’s checks pose a unique and significant risk to institutions and the best practices for limiting […]
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Bank Accounting: Simplifying Complex Transactions – 4 Part Series Part 3 – October 30 – 8 CPE Credits
Designed for bankers seeking to gain an understanding of accounting for more complex bank transactions as required under U.S. GAAP. All topics will be specific to the activities of a financial institution.
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Preventing Financial Crimes: Elder Fraud, Human Trafficking, Cyber Crimes, and More – October 30
During this webinar, we will isolate high-level financial crimes and look at the red flags available to us to prevent them. We will also show how to work with our security officers to protect customers and our institution. We’ll review what to look for and what to do when you find it in this great […]
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Bank Accounting: Simplifying Complex Transactions – 4 Part Series Part 4 – October 31 – 8 CPE Credits
Designed for bankers seeking to gain an understanding of accounting for more complex bank transactions as required under U.S. GAAP. All topics will be specific to the activities of a financial institution.
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NC Emerging Leaders Conference
FeaturedOmni Grove Park Inn Asheville, NC, United StatesThe 2025 Emerging Leaders Conference will take place on Monday, November 3 – November 4, 2025 at the OMNI Grove Park Inn, allowing attendees the chance to hear from experts in their own field, in addition to industry-wide sessions. The North Carolina Emerging Leaders (NCEL) are proud to present their annual Leadership Conference, bringing together the next generation of […]
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Management Forum
Omni Grove Park Inn Asheville, NC, United StatesThe 2025 Management Forum will take place on Tuesday, November 4 – November 6, 2025 at the OMNI Grove Park Inn, allowing attendees the chance to hear from experts in their own field, in addition to industry-wide sessions. This conference is relevant to those who contribute to the bank management team, including CEOs, CFOs, Credit Officers, Security Officers, COOs, […]
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Branch Manager Bootcamp: Business Development (11/13 or 11/20)
Objective: This session focuses on the relationship building process to identify how to gain the trust of your client, gain a larger share of wallet, and present solutions that solve your clients’ needs. Key Skill Transfers/Takeaways: Mastering pre-call planning. Learning to call virtually or in-person on the right (most profitable) clients and prospects. Building relationships […]
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2025 Regulatory Compliance School Update – Virtual
This program has been lauded by attendees as an effective, interactive, and fun way to learn about compliance. The Alumni Session with TCA Compliance is for attendees with an intermediate or advanced knowledge of deposit and lending regulations.
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New 1071 Small Business Data Collection and Submission Proposed Rule: What Does It Mean and What Has Changed?
Side-by-side comparison of what the new proposal contains against the previous version of the final rule – what changed and what stayed the same?
Who is covered? Examining the coverage thresholds and new timing requirements
Interplay between this rule, HMDA, and CRA reporting requirements
Who is a “covered financial institution”?
Determining what to report – covered credit transactions and covered originations
What types of applications will be reported? How is an application defined for this purpose?
Deep dive into the data points – both those generated by the lender as well as those provided by the applicant, including data elements no longer part of required collection
Collecting demographic information – forms, verifications, policies, procedures, and (fortunately) no responsibility to guess: less than beforens
The “firewall” requirement – ensuring lenders to not have improper access to the data
Safe harbor and “bona fide errors” provisions
Likelihood of finalization -
CRE Lending: Property Types, Lease Structures and Other Non-Financial Risks
Differentiating property types
Issues with owner-occupied and specialty properties, such as hotels and nursing homes
“Triple net” versus full-service leases
Other common provisions in commercial leases
Reimbursement for common area maintenance
Co-tenancy clauses
Requirements placed on the tenant vs landlord
Estoppels
Subordination, non-disturbance, and attornment provisions
Unusual or extraordinary lease provisions
Re-lease and rollover risk
Physical style risk and ongoing property management risk
Concept of sponsorship -
Beneficial Ownership Certification: Line-by-Line
Who has to complete the beneficial ownership certification?
What information must be retained and types of identification?
Loan Renewals, CD renewal, and other ongoing relationships
What happens when your legal entity adds an account?
What happens when the owners change on a legal entity?
What happens if the business sells? -
BSA Reporting and Training for the Board
Understand the BSA responsibilities of your directors
Develop a comprehensive ongoing BSA training program for the Board
Explain your institution’s current BSA/AML risks and the impact of pending BSA regulation and changes
Use provided templates and information to create detailed board reports
Distinguish the key details your examiners will be looking for in your board reporting -
Most Common TRID Issues – 2.5 CRCM Credits
Coverage issues
Application issues
Timing rules of TRID
Problems with disclosure of various fees
Providing a revised loan estimate
Changed circumstances
Proper calculation of tolerances/variances
Corrected CDs
Redisclosure and reimbursement after closing -
Conducting an RTP® Self-Audit: A Guide for Financial Institutions – 1.8 APRP Credits
An overview of the RTP® Network and its compliance requirements
Step-by-step guidance on preparing for and conducting a RTP® self-audit
Best practices for identifying and mitigating compliance risks within your RTP® policies and procedures
Insights and elaboration on key audit areas, including transaction monitoring, data security, and regulatory adherence
Strategies for continuous improvement and maintaining compliance in a dynamic payment environment -
Understanding the Role of the Notary Public
Basic Notary Public laws
Responsibilities of a Notary Public
Conflicts of interest
What happens when the law and the employer don’t agree
Notarial liability and why notaries are sued -
Mobile Banking Compliance Considerations – 2.5 CRCM Credits
Understand the regulatory requirements impacting your mobile banking services, including Reg Z, Reg CC, Reg DD, and UDAAP
Utilize provided tools to assess risks associated with electronic banking
Discuss ADA applicability to mobile banking services
Review best practices for implementing and updating mobile banking products
