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  • Conducting an RTP® Self-Audit: A Guide for Financial Institutions – 1.8 APRP Credits

    An overview of the RTP® Network and its compliance requirements
    Step-by-step guidance on preparing for and conducting a RTP® self-audit
    Best practices for identifying and mitigating compliance risks within your RTP® policies and procedures
    Insights and elaboration on key audit areas, including transaction monitoring, data security, and regulatory adherence
    Strategies for continuous improvement and maintaining compliance in a dynamic payment environment

  • Understanding the Role of the Notary Public

    Basic Notary Public laws
    Responsibilities of a Notary Public
    Conflicts of interest
    What happens when the law and the employer don’t agree
    Notarial liability and why notaries are sued

  • Mobile Banking Compliance Considerations – 2.5 CRCM Credits

    Understand the regulatory requirements impacting your mobile banking services, including Reg Z, Reg CC, Reg DD, and UDAAP
    Utilize provided tools to assess risks associated with electronic banking
    Discuss ADA applicability to mobile banking services
    Review best practices for implementing and updating mobile banking products

  • Cybersecurity: C-Suite and Board Oversight

    Understand data security laws, regulations, and the IT examination process
    Learn how to set a security appetite at the board level for the C-suite to operationalize
    Learn what security-related roles and committees you should establish at your financial institution
    Understand the roles and responsibilities of a board member as it relates to cyber • Understand the roles and responsibilities of all C-suite roles, including CEO, COO, CFO, CIO, CTO, CISO, CMO, and CHRO
    Understand what a top-down Information Security Program looks like for your financial institution
    Learn what documentation is necessary for information security program governance
    Describe the components of an effective management testing and IT auditing program as part of a governance program
    Review security metrics for security governance

  • Bank Accounting Basics: Preparing a Statement of Cash Flows – 2 Part Series- Part 1 – 2 CPE Credits

    The basic format of the statement of cash flows as presented by a financial institution
    The definition of cash and non-cash elements in the statement of cash flows and the required disclosures
    How to identify the proper classification of cash flow activities into operating, investing, and financing activities
    How to reconcile the change in beginning vs. ending balances for balance sheet items common to financial institutions and where to report in the statement of cash flows
    Exercises and examples for the proper classification of common activities into operating, investing, and financing activities
    A sample mathematical reconciliation of cash flow activities for key financial statement line items, combined with proper reporting in the statement of cash flows

  • Tick Tock! One Big Beautiful Bill Act Kicks in January 1st

    New tax on foreign remittances: What do you need to know and do
    Interest deduction on car loans: Who qualifies and marketing opportunities
    W-2 information on reporting overtime: Which is tax deductible and tips
    Health Savings Account changes: Plan amendments and changes
    Increased federal budget for farmers: Increase in crop insurance and other items
    Full deduction for depreciation and other business opportunities like research and development

  • Understanding Dormant Accounts and the Escheatment Process

    Understanding your institution’s responsibilities under the Uniform Unclaimed Property Act
    Defining key terms of dormancy, unclaimed property, abandoned property and escheatment.
    Obtaining filing information from your state
    Documenting communication efforts with dormant accountholders
    Managing your dormant/unclaimed funds compliance program to avoid or prepare for a state audit
    Reviewing fines and penalties for non-compliance

  • Section 1071 (Small Business Data Reporting): Where Are We Now? – 2 CRCM Credits

    The scope of Section 1071 and its impact on your institution
    How the lawsuits have impacted implementation
    Actionable steps for implementing the new rules as efficiently as possible within your institution
    The required data fields and find out how to begin collecting them
    How to identify additional resources that may be required to achieve compliance, including budgeting, staffing, tools & training
    Strategies for what you should be doing now
    How to communicate the impact of Section 1071 on the institution to the board, senior management, and commercial lending teams
    How to establish a proactive plan to acclimate employees and customers to changes in the lending process

  • Branch Manager Bootcamp: Maintaining Superior Team Performance (12/10 or 12/18)

    Objective: This session focuses on the manager’s role in building and leading an effective service and sales organization. Managers will learn to plan and direct the team toward an effective business development effort.. Managers learn to evaluate individual performance and build performance standards that blend with the company’s mission and vision. Key Skill Transfers/Takeaways: Plan […]

  • Bi-Monthly Compliance Briefing – 6 Part Series (2025) – 2.5 CRCM Credits

    Potential BSA changes – CTR thresholds and more
    BSA FAQs: anything new?
    OCC and FDIC standardization of MRAsStatus of “debanking”
    Fed supervisory ratings change
    Regulators: “pragmatic approach” to regulation and supervision
    AI: Banks should “raise their game”
    District Court enjoins 1033 enforcement
    CFPB withdrawal of FCRA interpretive rule, and clarifies federal preemption of state laws
    State of the CFPB: staffing and funding
    CFPB rescissions: nonbank registry rule, adjudication process, nonbank form contracts
    Reputation risk elimination by agencies
    Rescission of climate risk principles for large organizations
    OCC proposes to rescind recovery guidance

  • Bank Accounting Basics: Preparing a Statement of Cash Flows – 2 Part Series- Part 2 – 2 CPE Credits

    The basic format of the statement of cash flows as presented by a financial institution
    The definition of cash and non-cash elements in the statement of cash flows and the required disclosures
    How to identify the proper classification of cash flow activities into operating, investing, and financing activities
    How to reconcile the change in beginning vs. ending balances for balance sheet items common to financial institutions and where to report in the statement of cash flows
    Exercises and examples for the proper classification of common activities into operating, investing, and financing activities
    A sample mathematical reconciliation of cash flow activities for key financial statement line items, combined with proper reporting in the statement of cash flows

  • Consumer Real Estate Loans – 2.5 CRCM Credits

    Ability to repay and qualified mortgages
    Right of rescission
    High-cost mortgages and HPMLs
    HMDA
    Intent to apply for joint credit
    Flood insurance
    Appraisals and evaluations
    Credit score disclosures
    Insurance disclosures
    Military Lending Act

  • Deposit Year-End Wrap-Up

    Overdraft programs: Anything new?
    Regulation E: Who is unauthorized?
    Deposit fairness: Is that a thing?
    Tick, tock… almost time for FDIC digital logo rollout. Less than 30 days for FDIC-insured deposit institutions.
    Update on beneficial ownership
    Regulation CC new numbers for 2026
    IRA law changes

  • 2025 Vendor Management: All-Day Streaming – 7 CRCM Credits

    2024 third-party risk management (TPRM) guidance from the agencies – what to expect and what this tells us about the criticality of program management
    Updates, including recent guidance on risks of arrangements with third parties to deliver bank deposit products and services digitally and via other means
    Managing relationships with financial technology (fintech) firms
    Who at the institution should be involved in these efforts?
    Role of the Board and executive management
    Vendor selection process – how do we pick the right third party?
    Categorization of vendors – identification of critical vendors and how to handle them
    Developing and maintaining risk management policies and programs regarding third-party relationships
    How this relates to AI and models – what should we be aware of?
    Oversight of third-party activities – monitoring and testing
    What happens when a vendor fails to meet expectations?
    Contract negotiation and management – much more than just a legal requirement
    Ongoing monitoring, including on-site visitation when necessary
    Policies, procedures, processes, risk assessments, and training
    Terminating vendor relationships – how does this work?
    Vendors’ ability to comply with applicable law and regulations

  • Call Report Current Matters and Looking Ahead Into 2026 – 2 CPE Credits

    Learn the latest regulatory updates and how they apply to your institution
    Anticipate upcoming 2026 changes before they arrive
    Are you ready for your next regulatory examination? – Discussion on items to consider and questions to ask in preparation for your next review
    FIL 30-2025: Proposed revisions to Call Report forms and instructions for the December 31, 2025, reporting period
    Brokered Deposits – Reporting within Schedule RC-E and recent updates to Primary Purpose Exceptions (PPE)
    Loan Coding & Schedule RC-C – Common coding challenges, line-item breakdowns, and tips to improve reporting accuracy

  • Loan Structure, Documentation, Compliance Training: A Comprehensive Approach

    Review Basic “business” structure: C Corporations to LLC’s
    Explore the 6 Elements of Loan Structure: Loan Purpose, Sources of Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework for Monitoring
    Summarize the 4 Elements of Loan Support: Collateral, Guaranties, Business Loan Agreements, Subordination Agreements
    Highlight “commercial” loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA Loan Rating, Collateral Rating, and C&I Borrower Rating Matrixes
    Discuss Loan Pricing and Monitoring Issues
    Review current compliance issues: Equal Credit Opportunity Act (Reg B), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9
    Analyze comprehensive Loan Structure/Documentation/Compliance Case Study

  • IRS Information Reporting: Rules and Forms – 2.5 CRCM Credits

    The multitude of IRS resources available online, and where to find them (as well as how to read them)
    Taxpayer Identification Numbers – soliciting them, reporting issues, mismatches from the IRS and what to do (includes truncation options)
    Backup withholding – “B” notices: what to do and when
    1099 reporting – its many and various forms, from interest and dividend income, abandoned and foreclosed property, IRA distributions, debt cancellation, and miscellaneous reporting
    1099-C Discharge of Debt rules
    1098s – what amount is reportable here? How about points? What is a qualifying mortgage?
    IRA reporting – 5498s and the 1099-R (including a new requirement)
    Timing requirements for the various forms
    Penalties for noncompliance and failure to file
    Changes in reporting requirements for tax year 2021
    The Foreign Account Tax Compliance Act (FATCA) – what it is and what you have to do about it

  • BSA Year-End Wrap-Up

    Updating your risk assessments
    Proposed AML/CFT rules will change risk assessments and pillars for BSA
    Update on new special measures with fentanyl
    Digital currency: What’s new
    OFAC record retention deadlines
    Closing accounts: Steps and procedures
    SAR challenges, advisories, and other news
    Third-party relationships
    Elder financial exploitation risks
    Update on virtual currency kiosk risks
    How the new FAQs reduce SAR burdens

  • Mortgage Lending Compliance Training Program Part 2 – 6 CRCM Credits

    Included Self-Paced Courses
    Regulation X (Real Estate Settlement Procedures Act): Delve into the procedures and disclosures required in consumer real estate transactions.

    Flood Insurance Provisions: Learn about the requirements when structures are taken as collateral for mortgage loans, including required flood insurance provisions.

    Appraisal Regulations: Explore the various requirements when real estate is taken as collateral for a loan, including definitions, selection criteria, and program requirements.

    SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act): Learn about the registration requirements of mortgage originators who are involved in the making of consumer mortgage loans.