According to FinCEN, in 2024 more than $688 million was reported in suspicious activity involving mail theft-related check fraud during a six-month analysis period. A significant number of these fraudulent items involved counterfeit and altered cashier’s checks. Learn why cashier’s checks pose a unique and significant risk to institutions and the best practices for limiting […]
Designed for bankers seeking to gain an understanding of accounting for more complex bank transactions as required under U.S. GAAP. All topics will be specific to the activities of a financial institution.
During this webinar, we will isolate high-level financial crimes and look at the red flags available to us to prevent them. We will also show how to work with our security officers to protect customers and our institution. We’ll review what to look for and what to do when you find it in this great […]
Designed for bankers seeking to gain an understanding of accounting for more complex bank transactions as required under U.S. GAAP. All topics will be specific to the activities of a financial institution.
The 2025 Emerging Leaders Conference will take place on Monday, November 3 – November 4, 2025 at the OMNI Grove Park Inn, allowing attendees the chance to hear from experts in their own field, in addition to industry-wide sessions. The North Carolina Emerging Leaders (NCEL) are proud to present their annual Leadership Conference, bringing together the next generation of […]
The 2025 Management Forum will take place on Tuesday, November 4 – November 6, 2025 at the OMNI Grove Park Inn, allowing attendees the chance to hear from experts in their own field, in addition to industry-wide sessions. This conference is relevant to those who contribute to the bank management team, including CEOs, CFOs, Credit Officers, Security Officers, COOs, […]
Objective: This session focuses on the relationship building process to identify how to gain the trust of your client, gain a larger share of wallet, and present solutions that solve your clients’ needs. Key Skill Transfers/Takeaways: Mastering pre-call planning. Learning to call virtually or in-person on the right (most profitable) clients and prospects. Building relationships […]
This program has been lauded by attendees as an effective, interactive, and fun way to learn about compliance. The Alumni Session with TCA Compliance is for attendees with an intermediate or advanced knowledge of deposit and lending regulations.
Side-by-side comparison of what the new proposal contains against the previous version of the final rule – what changed and what stayed the same?
Who is covered? Examining the coverage thresholds and new timing requirements
Interplay between this rule, HMDA, and CRA reporting requirements
Who is a “covered financial institution”?
Determining what to report – covered credit transactions and covered originations
What types of applications will be reported? How is an application defined for this purpose?
Deep dive into the data points – both those generated by the lender as well as those provided by the applicant, including data elements no longer part of required collection
Collecting demographic information – forms, verifications, policies, procedures, and (fortunately) no responsibility to guess: less than beforens
The “firewall” requirement – ensuring lenders to not have improper access to the data
Safe harbor and “bona fide errors” provisions
Likelihood of finalization
Differentiating property types
Issues with owner-occupied and specialty properties, such as hotels and nursing homes
“Triple net” versus full-service leases
Other common provisions in commercial leases
Reimbursement for common area maintenance
Co-tenancy clauses
Requirements placed on the tenant vs landlord
Estoppels
Subordination, non-disturbance, and attornment provisions
Unusual or extraordinary lease provisions
Re-lease and rollover risk
Physical style risk and ongoing property management risk
Concept of sponsorship
Who has to complete the beneficial ownership certification?
What information must be retained and types of identification?
Loan Renewals, CD renewal, and other ongoing relationships
What happens when your legal entity adds an account?
What happens when the owners change on a legal entity?
What happens if the business sells?
Understand the BSA responsibilities of your directors
Develop a comprehensive ongoing BSA training program for the Board
Explain your institution’s current BSA/AML risks and the impact of pending BSA regulation and changes
Use provided templates and information to create detailed board reports
Distinguish the key details your examiners will be looking for in your board reporting
Coverage issues
Application issues
Timing rules of TRID
Problems with disclosure of various fees
Providing a revised loan estimate
Changed circumstances
Proper calculation of tolerances/variances
Corrected CDs
Redisclosure and reimbursement after closing
An overview of the RTP® Network and its compliance requirements
Step-by-step guidance on preparing for and conducting a RTP® self-audit
Best practices for identifying and mitigating compliance risks within your RTP® policies and procedures
Insights and elaboration on key audit areas, including transaction monitoring, data security, and regulatory adherence
Strategies for continuous improvement and maintaining compliance in a dynamic payment environment
Basic Notary Public laws
Responsibilities of a Notary Public
Conflicts of interest
What happens when the law and the employer don’t agree
Notarial liability and why notaries are sued
Understand the regulatory requirements impacting your mobile banking services, including Reg Z, Reg CC, Reg DD, and UDAAP
Utilize provided tools to assess risks associated with electronic banking
Discuss ADA applicability to mobile banking services
Review best practices for implementing and updating mobile banking products
Understand data security laws, regulations, and the IT examination process
Learn how to set a security appetite at the board level for the C-suite to operationalize
Learn what security-related roles and committees you should establish at your financial institution
Understand the roles and responsibilities of a board member as it relates to cyber • Understand the roles and responsibilities of all C-suite roles, including CEO, COO, CFO, CIO, CTO, CISO, CMO, and CHRO
Understand what a top-down Information Security Program looks like for your financial institution
Learn what documentation is necessary for information security program governance
Describe the components of an effective management testing and IT auditing program as part of a governance program
Review security metrics for security governance
The GENIUS Act and key legal takeaways
How banks can legally issue or support stablecoins
What this means for payments, compliance, and innovation
