Federal Legislative & Regulatory Updates

Congressional Activity on Housing Matters

The Senate has passed a bipartisan bill – S. 2651, the ROAD to Housing Act –…
Executive Order on Housing Construction

In a second executive order, President Trump directed HUD and the FHFA to consider “eliminating unduly…
Executive Order to Reform Housing Finance

President Trump has issued an executive order to promote access to mortgage credit. Commenting on the…
Housing Bill Includes Banking Provisions of Note

The Housing for the 21st Century Act (H.R. 6644) a bipartisan housing package advanced by the…
Preserving Federal Reserve Independence

On Sunday, Fed Chairman Jerome Powell announced that the Department of Justice has launched an investigation…
Tackling the Challenges of Penny Circulation

In a letter to Fed Chairman Jerome Powell, House Financial Services Committee Chairman French Hill (R-AR)…
Hearing on Deposit Insurance Reform

On Tuesday, the House Financial Services Committee held a hearing on deposit insurance reform. The committee…
Fed Governor Christopher Waller Clarifies ‘Skinny’ Master Account Idea

Federal Reserve Governor Christopher Waller has sought to clear up confusion about his proposal for the…
Total Household Debt

Total household debt increased by $197 billion to $18.59 trillion in the third quarter of 2025,…
Fed Revisions to Rating System for Large Banks

The Federal Reserve has finalized revisions to its supervisory rating framework for large banks. The current…