Be an NCBA Star Student – Get Good Grades, Get Involved, Give Back The NC Bankers Association is debuting a new feature called Star Student Profile. Each month we will highlight a student who won, or was a finalist for the NC Bankers Association Foundation college tuition scholarship. This month the NCBA’s John Sullivan, Senior…
Discover Future Bank Leaders “As bankers, we all provide access to capital, and we can do more to reduce the wealth gap by recruiting more minority talent into the banking workforce. We all know that banking is a relationship business. People bank with people that look like them. I think it’s important to have bankers…
While numerous bills have been debated or voted upon in Congress this year, only a tiny fraction have become law. So far this session of the 118th Congress – that began this year and runs through next year – there have been 14,327 bill filings. How many have become law? A total of… 22. That…
Michelle Andrews Michelle Andrews is Senior Vice President and Director, Credit Analysis for First Citizens Bank in Raleigh, NC. Over the course of her 30-year career in the financial services industry she has successfully led teams across multiple functions, including credit underwriting and portfolio management, talent development, and credit software administration. Michelle earned a bachelor’s…
written by by Gregg Early, BankTalentHQ Let’s not talk about the past year. Let’s take the long view and talk about the past decade and a half. For nearly all of that time we lived in a “next normal” of quantitative easing, which brought along with it easy money and sustained low interest rates.…
written by by Gregg Early, BankTalentHQ Let’s not talk about the past year. Let’s take the long view and talk about the past decade and a half. For nearly all of that time we lived in a “next normal” of quantitative easing, which brought along with it easy money and sustained low interest rates. It…
By Neal Reynolds, President, BankMarketingCenter.com I was thinking… what better way to tell the “why ChatGPT” story than to, well, let ChatGPT’s AI writing assistant tell you himself… or herself… not sure about this… maybe “itself”? Anyway, when I prompted the assistant to “write a 750-word article on how to get the most of out…
By Jim Reber, ICBA Securities If your responsibilities include your community bank’s bond portfolio, you’ve been confounded by several elements of its performance in the last 18 months. To the extent your portfolio has mortgage-backed securities (MBS) and government agency bonds, and the clear majority of all bonds owned by banks are in these two…
Written by Elizabeth Madlem, Vice President of Compliance Operations and Deputy General Counsel at Bankers Alliance “Keep it long enough and it will come back into fashion.” The early 2000s are remerging with their crop tops, low rise jeans, flip phones, and mortgage buydowns. Deja-vu! Pre-crisis’ teaser rates have been reborn into mortgage buydowns, both…